GUEST POST from Don – Preretirement

PRETIREMENT Stage A – The 7 years before actually laying down the shovel and sleeping in.*Study everything you can find.  Make sure your investments are balanced.  Make sure your types of accounts are balanced.  Double check your future needs and wants.  Stay married or get married (it can be a financial boost).  Consider MOVING to another state… (FL, MS, PA, …
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GUEST POST from Don – Sinking Fund

SINKING FUND Businesses and organizations often create “sinking funds.”  That’s a fancy way of saying “We’re saving up for a huge expense.” This they do to reduce future financial problems, such as needing so much cash they have to take out a loan.  It also saves them on interest (business loans are a higher interest rate than …
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GUEST POST from Don – Doomers +

DOOM CUSTOMERS + Research has shown that customers who bought a product which failed and which was eventually removed from the market are much more likely to buy the NEXT doomed product. Who are these customers of “doom?”They are early adopters.  They see something new and immediately buy it.They go for cheap.  They like products which are …
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GUEST POST from Don – Know Your Limits

KNOW YOUR LIMITS A funny thing with cars:  They have reservoirs.  There’s the gas tank, the oil level, the radiator fluid, the transmission fluid, washer fluid, … even the passenger compartment is a reservoir which is measured in leg room and shoulder room.  Your owner’s manual will tell you all the details.  You can’t assume the car will hold …
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GUEST POST from Don – Cutting Waste

WHO IS AGAINST CUTTING WASTE? Seems to me that this should not be a partisan issue.  I have long suspected that there was rampant waste in government.  Turns out I was right (I wasn’t alone).  We can’t afford it.  The interest on National Debt is eating us alive. Sure!  In the process of finding and ending waste some eggs will …
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Tuesday Traditions: The Way Life Used To Be – February 18 2025 Edition

Tuesday Traditions will be an occasional offering to share great memories of a wonderful time our history, and what made it so lovely.

GUEST POST from Don: Negative Equity

NEGATIVE EQUITY FACT:  Nearly 25% of new car buyers right now are trading in a car that is worth LESS than they owe (the average is $6,000 upside down).   Don’t be one of those!   If the bank will allow you 6 years…don’t take it.  Pay it off in 5.  If you can’t afford to pay it off in …
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GUEST POST from Don: Planning for Shrink (Solution Found, part 2)

PLANNING for SHRINK (Part 2 of “Solution Found”) The ONLY solution to the Global Warming Theory is population reduction.  As long as we keep adding people to the planet (and each person adds greenhouse gas to the atmosphere through heating/cooling/transportation, etc) we are only playing at the edges.  It is like we are trying to empty a …
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