GUEST POST from Don – Truly Basic

TRULY BASIC No frozen pizza or tater tots.  No boxed mac and cheese.  No steak or chops.  Eating hamburger meals with no wine or alcoholic beverages.  Making cookies instead of buying cookies.  Canceling cable, and movie apps.  No restaurants.  No food delivery services.  Now we are talking BASIC. No clothing or shoe (or purse) purchases, eliminating name brand phone services, no Uber, no …
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GUEST POST from Don – Ineffective Action +

INEFFECTIVE ACTION +(DOING β€œSOMETHING” ISN’T WORKING) Hey!  We’ve all done it, right!  A fly lands on the edge of the counter (its almost always an edge) and being a β€œprofessional” fly killer you swing your arm and slap the counter with your hand…and the fly is already gone.  Instead of finding a flyswatter you try β€œsomething” less effective. …
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GUEST POST from Don – Cream of Something

β€œCREAM OF SOMETHING” That’s what a 106 year old nursing home resident called her lunch. When you’re 106 you should get a good lunch, don’t you think.  Every meal should be presented as if it were her last.  Nothing says, β€œYou lived this long for nothing” like cream of something soup. I happen to now know several …
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GUEST POST from Don – The Upside +

THE UPSIDE + According to the numbers, foreign visitors to the US just FELL by 18.3% in March.  Places which rely on foreign visitors will see a loss in revenue, of course. However, there is an incredible upside to this. In the last few years our National (and state) Park systems have been overwhelmed by the …
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GUEST POST from Don – Preretirement

PRETIREMENT Stage A – The 7 years before actually laying down the shovel and sleeping in.*Study everything you can find.  Make sure your investments are balanced.  Make sure your types of accounts are balanced.  Double check your future needs and wants.  Stay married or get married (it can be a financial boost).  Consider MOVING to another state… (FL, MS, PA, …
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GUEST POST from Don – Sinking Fund

SINKING FUND Businesses and organizations often create β€œsinking funds.”  That’s a fancy way of saying β€œWe’re saving up for a huge expense.” This they do to reduce future financial problems, such as needing so much cash they have to take out a loan.  It also saves them on interest (business loans are a higher interest rate than …
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GUEST POST from Don – Doomers +

DOOM CUSTOMERS + Research has shown that customers who bought a product which failed and which was eventually removed from the market are much more likely to buy the NEXT doomed product. Who are these customers of β€œdoom?”They are early adopters.  They see something new and immediately buy it.They go for cheap.  They like products which are …
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GUEST POST from Don – Know Your Limits

KNOW YOUR LIMITS A funny thing with cars:  They have reservoirs.  There’s the gas tank, the oil level, the radiator fluid, the transmission fluid, washer fluid, … even the passenger compartment is a reservoir which is measured in leg room and shoulder room.  Your owner’s manual will tell you all the details.  You can’t assume the car will hold …
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