GUEST POST from Don – Cutting Waste

WHO IS AGAINST CUTTING WASTE? Seems to me that this should not be a partisan issue.  I have long suspected that there was rampant waste in government.  Turns out I was right (I wasn’t alone).  We can’t afford it.  The interest on National Debt is eating us alive. Sure!  In the process of finding and ending waste some eggs will …
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Tuesday Traditions: The Way Life Used To Be – February 18 2025 Edition

Tuesday Traditions will be an occasional offering to share great memories of a wonderful time our history, and what made it so lovely.

GUEST POST from Don: Negative Equity

NEGATIVE EQUITY FACT:  Nearly 25% of new car buyers right now are trading in a car that is worth LESS than they owe (the average is $6,000 upside down).   Don’t be one of those!   If the bank will allow you 6 years…don’t take it.  Pay it off in 5.  If you can’t afford to pay it off in …
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GUEST POST from Don: Planning for Shrink (Solution Found, part 2)

PLANNING for SHRINK (Part 2 of β€œSolution Found”) The ONLY solution to the Global Warming Theory is population reduction.  As long as we keep adding people to the planet (and each person adds greenhouse gas to the atmosphere through heating/cooling/transportation, etc) we are only playing at the edges.  It is like we are trying to empty a …
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GUEST POST from Don: Heat Pumps

β€œSAVING THE PLANET” with a HEAT PUMP Can heat pumps save the planet?Β Β A government study said, β€œNo.”  That study suggested that even if every home went 100% electric and every vehicle in the USA went EV we would still fall short of the reduction goals set for 2050.Β Β Nope!Β Β Still not enough.Β Β Maybe if we had heat pumps but …
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GUEST POST from Don – Like Everyone Else

LIKE EVERYONE ELSE One simple sentence tells the whole story.  If you want to be different than your neighbor (or your extended family) you have to stop acting like them. Successful people behave differently than your neighbors and friends.   If you want to be rich you can’t act like your neighbor.  If you want to succeed at …
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GUEST POST from Don – States & Medicaid Rules

STATES AND MEDICAID RULES In a previous article (https://chia.owly.net/35121-2/) we discussed the negative issues with Traditional IRAs (401k, Keogh, SIMPLE, etc).  Now we talk about some potential positives (depending on the state in which you live).  Retirement is a literal minefield of negative financial possibilities.  Getting old is not for the faint of heart.  My wife is not strong …
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