A Layman’s Look from Don: Streams of Retirement Income, Pt. 8

by Donald Whelpley@ 2022 All rights reserved. PART 8 – Final A WARNING ABOUT THEFT…AS A RETIREE YOU BECOME A RICH TARGET FOR THIEVES.  Tell nothing to telemarketers, not even your name.  By federal LAW, every telemarketer is required to tell you the business or charity they represent BEFORE they ask you any question (that includes asking …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 7

by Donald Whelpley@ 2022 All rights reserved. PART 7 Streams listed in previous Articles: Social Security (Spouse’s SS) Pensions Traditional Retirement Accounts (IRA, 401k, etc) ROTH IRA Annuity Non-Retirement Accounts Marketable Collections Part-Time Work Rental Properties Reverse Mortgage The next Stream is VERY IMPORTANT, particularly as you are preparing for retirement.  The question is: “Where am …
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GUEST POST from Don: TEW

TO, TOO, TWO, and TEW Recently a friend sent a text which required me to do some interpretation (took me longer to figure out what he meant than it took him to type it).  Wrong use of TO, TOO, TWO, or TEW.   Eliminate “TEW.”  You have never used it before, nor will you need it unless you …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 6

by Donald Whelpley@ 2022 All rights reserved. PART 6 Streams listed in previous Articles: Social Security (Spouse’s SS) Pensions Traditional Retirement Accounts (IRA, 401k, etc) ROTH IRA Annuity Non-Retirement Accounts Marketable Collections The goal here is not to report EVERY option, but to give you a wide range of options.  Also, as you will see, to …
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GUEST POST from Don: Credit Card Debt (+ Notice)

WARNING:  REDUCE CREDIT CARD DEBT IMMEDIATELY When interest rates are rising Credit Card Debt is more dangerous than you ever imagined.   It is an incredibly unfair type of debt.  Experts suggest that a large number of people will go bankrupt due to credit card debt in the next year.  Debt.org says, “…60% of the people who file for …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 5

by Donald Whelpley@ 2022 All rights reserved. PART 5 Streams listed in previous Articles: Social Security (Spouse’s SS) Pensions Traditional Retirement Accounts (IRA, 401k, etc) ROTH IRA These are the legs for the traditional 3-legged stool of retirement planning. They are NOT enough to meet all of your goals of security and inheritance. So, here …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 4

by Donald Whelpley@ 2022 All rights reserved. [Before going forward, if you know something I do not, please make a comment. It will be better for everyone if the truth is made known. I know that not all rules apply to every state, so make sure you mention your state when commenting.] You have calculated …
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GUEST POST from Don – Insect Oddities*

*Warning: Some of this is gross! As I have previously mentioned, I have some experience in pest control.  You learn a ton of useless facts doing that (like the Latin names for various critters…which almost ZERO customers care to know I know).  However, some things are really neat, like the following scraps of info, some of which …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 3

by Donald Whelpley@ 2022 All rights reserved. PART 3 – You have calculated your unique retirement needs.– You have researched your Continuing Retirement Resources and subtracted those from your needs to determine how much you will need to rely on savings.  Those are facts.  (I like facts).  Now we can begin to explore how to use those facts, …
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GUEST POST from Don – Aug. 21, 2022: DATA

No matter how advanced, a computer program will never become human. Robert Epstein, writer of The Empty Brain, agrees: “…the idea that humans must be information processors just because computers are information processors is just plain silly,…” He argues that the whole idea that human brains and computers are alike is based on a faulty …
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