You can be your own best friend to your future self. Honestly, there is no better thing you can do than invest in yourself. Your future self NEEDS you. All this means is a small increase in intentional savings. However, HOW you save is incredibly significant. You will need gobs and gobs of cash when you retire, especially if …
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Category:Financial
VIDEO: Amish Grocery Haul – Jan. 11, 2023
This isn’t a huge haul but we got some great deals!
Thursday Thoughts – Nov. 10, 2022 Edition: Are We Moving???
It’s no secret that our current home has its share of issues. It came with a couple – already being over 20 years old – but neither were deal breakers. And it has served us well. But over time it has become, well, tired. And we’ve realized a couple of things. Like we definitely need …
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A Layman’s Look from Don: Streams of Retirement Income, Supplemental Reading
by Donald Whelpley@ 2022 All rights reserved. Supplemental Reading Years of reading articles on retirement plus eight years of looking through the government’s Social Security website…and just this month I found something SPECIAL that everyone should know. It has to do with continuing to work WHEN you apply for Social Security benefits. APPLYING AT 62. …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 8
by Donald Whelpley@ 2022 All rights reserved. PART 8 – Final A WARNING ABOUT THEFT…AS A RETIREE YOU BECOME A RICH TARGET FOR THIEVES. Tell nothing to telemarketers, not even your name. By federal LAW, every telemarketer is required to tell you the business or charity they represent BEFORE they ask you any question (that includes asking …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 7
by Donald Whelpley@ 2022 All rights reserved. PART 7 Streams listed in previous Articles: Social Security (Spouse’s SS) Pensions Traditional Retirement Accounts (IRA, 401k, etc) ROTH IRA Annuity Non-Retirement Accounts Marketable Collections Part-Time Work Rental Properties Reverse Mortgage The next Stream is VERY IMPORTANT, particularly as you are preparing for retirement. The question is: “Where am …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 6
by Donald Whelpley@ 2022 All rights reserved. PART 6 Streams listed in previous Articles: Social Security (Spouse’s SS) Pensions Traditional Retirement Accounts (IRA, 401k, etc) ROTH IRA Annuity Non-Retirement Accounts Marketable Collections The goal here is not to report EVERY option, but to give you a wide range of options. Also, as you will see, to …
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GUEST POST from Don: Credit Card Debt (+ Notice)
WARNING: REDUCE CREDIT CARD DEBT IMMEDIATELY When interest rates are rising Credit Card Debt is more dangerous than you ever imagined. It is an incredibly unfair type of debt. Experts suggest that a large number of people will go bankrupt due to credit card debt in the next year. Debt.org says, “…60% of the people who file for …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 5
by Donald Whelpley@ 2022 All rights reserved. PART 5 Streams listed in previous Articles: Social Security (Spouse’s SS) Pensions Traditional Retirement Accounts (IRA, 401k, etc) ROTH IRA These are the legs for the traditional 3-legged stool of retirement planning. They are NOT enough to meet all of your goals of security and inheritance. So, here …
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A Layman’s Look from Don: Streams of Retirement Income, Pt. 4
by Donald Whelpley@ 2022 All rights reserved. [Before going forward, if you know something I do not, please make a comment. It will be better for everyone if the truth is made known. I know that not all rules apply to every state, so make sure you mention your state when commenting.] You have calculated …
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