WHY LOANS? Whose money is it anyway? If it is mine I can use it ONCE any way I want. But if I loan it to someone else I get to use it again and again. That’s the concept of a savings account or an IRA. Or if I use it to start a well-researched business it can give …
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Category:Financial
GUEST POST from Don – 4% Rule
4% RULE Retirement isn’t for dummies. You still have to PLAN and do MATH. If you have planned: You have SOME invested in an IRA or 401(k). If you don’t have $1.5 million there don’t feel bad. You have lots of company. The median retired couple has less than $125k invested. So, if you have $250k or more, and you …
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GUEST POST from Don – Hospice
This can be a sensitive topic for many; please be prepared before reading this if you are one of them. HOSPICE Let me get out in front of this by saying that I have no “must believe” POV on this. My mom died in hospice. She chose to go that way. Others I know have decided to die …
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GUEST POST from Don: How To Reduce A/C
HOW TO REDUCE A/C Its summer again and utility costs for air conditioning are rising. You are HOPING to go as long as possible without turning on the air. However, if you are like me, you can’t sleep when you’re too warm. There’s only so much you can do; like lie on top of the covers, nude, with …
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GUEST POST from Don – Improving On…
IMPROVING ON… There are things “wise guys” say … which I believe don’t match reality. I’m sure I can improve on their kind of “wisdom.” The following ARE actual quotes from modern “medicine men.” 1. “Don’t Complain. Do something about it.” Except most of the things about which we complain are things OUTSIDE our control. Weather, government websites, stupid human …
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VIDEO: Ollie’s Sale Haul – June 27, 2025
(Pete graciously agreed to share this haul with you, since I’m still struggling with the effects of my accident on the 11th; nothing fancy here, no intro, no editing – no can do – but it at least shows all the great deals that we got on our “field trip” to Ollie’s in the morning!)
GUEST POST from Don – Shoeless +
SHOELESS + Now that I’m of “age” I can recount my youth with some degree of humor. On summer days, if not riding a bike or traipsing across pastures avoiding cow pies, we often went shoeless. By the time supper was on the table we had more soil on our feet than we had in our …
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GUEST POST from Don – Not Worth Extra
NOT WORTH EXTRA The following is about how we THINK and how to change how we think. I will use money to illustrate. I’m working through this saying… “Some things are worth the extra they cost” Ask 50 people and you’ll get 50 answers. They’re all wrong, but they are adults and they have equity retirement investments and their …
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Picture Day – May 26, 2025 Edition
Since I didn’t get out at all last week the first set of photos are just ones I took from around the house. The last one I especially love; those of you who have followed my life for a while know that during the years we lived in the country we had a bird feeder …
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GUEST POST from Don – Wisdom Is Smart
WISDOM IS SMART I admit that sometimes I agree with what others write, perhaps not often. I saw an article by Darius Foroux “Lessons I Learned the Hard Way.” His lessons have been experienced by many and usually lead to failure. It isn’t that his ideas are wrong, they just aren’t terribly right. It is my wish to improve …
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