INFLATION MYTHS I have been hearing an amazing number of myths about the economy and inflation recently. I checked on food prices locally. Yes, they are up, but not more than 4% over what they were a year ago. It seems that “perception” is seen as more real than reality. Following are three perceptions which don’t pan out when …
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Tag:retirement
GUEST POST from Don – Out Of Touch+
OUT OF TOUCH + It is absolutely OK to be out of touch with everything but people. You don’t need to know anything about “GEN Who?”You don’t need to know the latest slang.You don’t need to know who won some game, or what TV show is “hot.”You don’t even need to know technology, how to …
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GUEST POST from Don – Planning for Single
PART 1: PLANNING FOR SINGLE: + If you’re young and considering a situationship you need to plan for what happens AFTER that. Sure, it is possible it will work out well (less than 30% of the time), but reality usually comes with a slap after situationships. Whether in 2 months or 16 months, something nasty …
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GUEST POST from DON – $$ Talk
THE $$ TALK My wife and I often talk about finances. We turn off all electronics and update each other; the budget, the balances, the buoyancy. I tell her what I want to do, she tells me what she dreams doing. Good or bad we must choose well. With our financial resources we only have …
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GUEST POST from Don – Buying A Job
BUYING A JOB When jobs are not plentiful (that could be any time, really) people imagine that they could turn a hobby into a business. Some try to land several jobs at the same time (and with work at home programs, some are successful at doing more than one job at the same time … I …
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GUEST POST from Don – My Retirement Plan
MY RETIREMENT PLAN A quote from a retirement money expert: “”We’ve learned that people make many mistakes, and particularly, sadly, less educated and poorer people tend to make worse mistakes.” I was on a site today that allows comments and I was shocked how many commenters got Social Security facts wrong. Its no wonder, Social Security is a …
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GUEST POST from Don – Old Age Myths
OLD AGE MYTHS Don’t believe the fairy tales. Once you might have trusted the news to tell you honest-to-God truths. Now you should look with “I don’t trust it” eyes. Every other day I read a story about ordinary things which are unbelievable. Fairy Tale #1: People are Living Longer. Headline by CBS NEWS: “Americans …
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GUEST POST from Don – Can I Retire?
CAN I RETIRE? Retirement requires a bit of math. You’ll need to know your sources of INCOME? Will you have a pension, business income (even sharpening mower blades), and Social Security? The more “sources” of income the better. Are you planning to live off your savings (see if you can delay that)? You can’t retire until you know how much …
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GUEST POST from Don – 4% Rule
4% RULE Retirement isn’t for dummies. You still have to PLAN and do MATH. If you have planned: You have SOME invested in an IRA or 401(k). If you don’t have $1.5 million there don’t feel bad. You have lots of company. The median retired couple has less than $125k invested. So, if you have $250k or more, and you …
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GUEST POST from DON – Cognitive Decline
COGNITIVE DECLINE We should be concerned about having leaders with cognitive decline. No duh! We’ve had a few during my lifetime. OPTION A: RETIREMENT AGE. Part 1: I am a proponent of limiting the age at which elected AND appointed officials may continue to serve. For me it is not an issue of whether that person has physical or cognitive …
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