WHY LOANS? Whose money is it anyway? If it is mine I can use it ONCE any way I want. But if I loan it to someone else I get to use it again and again. That’s the concept of a savings account or an IRA. Or if I use it to start a well-researched business it can give …
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GUEST POST from Don – Improving On…
IMPROVING ON… There are things “wise guys” say … which I believe don’t match reality. I’m sure I can improve on their kind of “wisdom.” The following ARE actual quotes from modern “medicine men.” 1. “Don’t Complain. Do something about it.” Except most of the things about which we complain are things OUTSIDE our control. Weather, government websites, stupid human …
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GUEST POST from Don – Wisdom Is Smart
WISDOM IS SMART I admit that sometimes I agree with what others write, perhaps not often. I saw an article by Darius Foroux “Lessons I Learned the Hard Way.” His lessons have been experienced by many and usually lead to failure. It isn’t that his ideas are wrong, they just aren’t terribly right. It is my wish to improve …
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GUEST POST from Don – Management
MANAGEMENT WON’T SAVE YOU This is a little fact which will save you time and money: Don’t count on management to be your savior. That’s not in the job description. The job of management is to get things done in an organized manner. Efficiency is not required. Example: Microsoft Windows. Well organized, but not what I would call efficient. Don’t get …
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GUEST POST from Don – Freshman College Skills
FRESHMAN COLLEGE SKILLS On their own for the first time since 6th grade camp? They will need to know a lot more than where to buy beer. 1. MONEY.Stupidity with money is rampant among college freshmen. They see $5,000 in their bank account and are used to mom and dad giving them $40 here and there for …
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GUEST POST from Don – Floating
FLOATING thru RETIREMENT May 9, 2024 article by Lorie Konish was at CNBC and had some interesting facts. She reported, for example that …4% of retirees say they are “living the nightmare financially.”15% say they are “struggling.”and another 34% are “not great, but not bad.” To summarize, 43% of retirees are under water, treading water, or …
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GUEST POST from Don: Unconscious Views of Money, part II
UNCONSCIOUS VIEWS OF MONEY, part II Last time Bat Man was at risk of being separated from himself. Will he survive the buzz saw? We said that your view of money may be unconscious. It is hidden from casual view. However, that does not mean it cannot be discerned. Second, we said that your view of money can hurt …
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GUEST POST from Don – Dec 31, 2023 Edition: Unconscious Views of Money, Part I
UNCONSCIOUS VIEWS OF MONEY, part I Many articles talk about the “4 unconscious views of money.” I read a few and came away dissatisfied. It only took a few minutes to figure out what was causing that lack of ease. They missed two more underlying views. Why? I have some guesses … the first missed view is represented by a …
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GUEST POST from DON: It Is Time To…
IS IT TIME TO… Several economists are proclaiming “Now is the time…” 1. https://www.businessinsider.com/jeremy-grantham-recession-stock-market-crash-fed-bubble-rates-policy-2023-8?op=12. https://www.marketplace.org/2023/08/17/leading-economic-indicators-recession/ Now is the time to solidify your resources, they say. They are claiming that there is a serious recession coming. This time, they say, the recession was “baked in” when the Fed started raising interest rates. Namely, the Fed is hoping to cause a period of …
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GUEST POST from Don – Student Loans
STUDENT LOANS(ideas that will work far better) You are smarter than your above-average politician. Your first rule for Congress would be ONE ITEM PER BILL, wouldn’t it??? (You and at least 50 of your nearby neighbors.) If something could not pass on its own merits…then it should not be added to something that will push …
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