GUEST POST from Don – Truly Basic

TRULY BASIC No frozen pizza or tater tots.  No boxed mac and cheese.  No steak or chops.  Eating hamburger meals with no wine or alcoholic beverages.  Making cookies instead of buying cookies.  Canceling cable, and movie apps.  No restaurants.  No food delivery services.  Now we are talking BASIC. No clothing or shoe (or purse) purchases, eliminating name brand phone services, no Uber, no …
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GUEST POST from Don – Sinking Fund

SINKING FUND Businesses and organizations often create “sinking funds.”  That’s a fancy way of saying “We’re saving up for a huge expense.” This they do to reduce future financial problems, such as needing so much cash they have to take out a loan.  It also saves them on interest (business loans are a higher interest rate than …
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GUEST POST from Don – Like Everyone Else

LIKE EVERYONE ELSE One simple sentence tells the whole story.  If you want to be different than your neighbor (or your extended family) you have to stop acting like them. Successful people behave differently than your neighbors and friends.   If you want to be rich you can’t act like your neighbor.  If you want to succeed at …
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