MARATHONS + Read the history of this race of endurance and you will find that the distance from the battle for which the race was named to the place where news was delivered was about 24 miles. But it was the English Monarchy which determined that 26.2 miles was right. Early Olympic races couldn’t settle on a …
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Category:Financial
Quick Thrift Haul – August 22, 2024
While we were in Saginaw for Pete’s appointment yesterday we stopped at the VoA on Bay Road without anything in particular in mind, just because it is THERE, and so were we! But I found 3 great items, all of which I needed! First is this huge Gotham frying pan…and it is massive! Biggest one …
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GUEST POST from Don: Inflation
UNDERSTANDING INFLATION I have found few who understand what recent years of high inflation have done to the next generation as well as our own. Rule # 1: INFLATION HURTS EVERYONE. There are few who gain from it. The raw materials provider gets screwed. Often that company has to find ways to cut expenses. That means they don’t buy …
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GUEST POST from Don: The I.R.A. Problem(s)
THE I.R.A. PROBLEM(S) I don’t know everything that I should β¦ which causes me to suspect there are others who also don’t know. I could be wrong. But I can’t imagine how, then, it hurts to remind them. Here goes… An IRA, Keogh, 401k, or SIMPLE (or other similar) retirement plan is a very good idea which can turn …
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GUEST POST from Don – Freshman College Skills
FRESHMAN COLLEGE SKILLS On their own for the first time since 6th grade camp? They will need to know a lot more than where to buy beer. 1. MONEY.Stupidity with money is rampant among college freshmen.Β Β They see $5,000 in their bank account and are used to mom and dad giving them $40 here and there for …
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GUEST POST from Don: Credit Cards
CREDIT CARDS If you are βnormalβ you haveToo many credit cards.Too much available credit.Too high an unpaid balance.You rely on them for almost every purchase, without a thought. The number of credit cards in your name is probably between 3 and 5.The amount of your debt balance is somewhere between $3,000 to 9,500. Everyone βKNOWSβ …
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GUEST POST from Don: Cash Value
CASH VALUE I do not like being continually deadly serious; I prefer some levitation (its a joke). I previously mentioned the following important information in another context. Here I will expand on it. I think it is a great idea to have a life insurance policy. Yet some insurance products come with avoidable risks. Certain Federal and State …
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GUEST POST from Don – Floating
FLOATING thru RETIREMENT May 9, 2024 article by Lorie Konish was at CNBC and had some interesting facts.Β Β She reported, for example that β¦4% of retirees say they are βliving the nightmare financially.β15% say they are βstruggling.βand another 34% are βnot great, but not bad.β To summarize, 43% of retirees are under water, treading water, or …
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GUEST POST from Don – Easy Pest Control
EASY PEST CONTROL MOSQUITO BUCKET This is as simple as it gets. Cost is under $20. Momma mosquitoes lay eggs in standing water. So give them a nice place to do that. You need a 5 gal bucket. An old 5 gal paint bucket will do if you clean out the paint residue. Drill a few small holes in the …
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GUEST POST from Don: Co-Buying (“Moving In”, Part 4)
CO-BUYING Even if everyone else is jumping off of bridges, you shouldn’t. 26.7% of homes are being co-bought in 2023/2024. Even more vehicles. Risky! Co-buying is signing a loan document with someone who is not your spouse. It is a BUSINESS arrangement. Being neither a lawyer nor licensed financial advisor, I have to believe those lawyers and financial …
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