GUEST POST from Don – Health & Safety (Again)

HEALTH AND SAFETY (Again): FRID (FALL RISK INCREASING DRUGS) Fall risk among older (and younger) adults can increase if the person is prescribed certain medications.  They include:  Opioids (painkillers)Benzodiazepines (tranquilizers and sleep aids)Gabapentinoids (like gabapentin, often prescribed for nerve pain)Antidepressants The risk of fall with these has been shown to be more than 3.6 times higher than …
Continue reading GUEST POST from Don – Health & Safety (Again)

GUEST POST from Don – States & Medicaid Rules

STATES AND MEDICAID RULES In a previous article (https://chia.owly.net/35121-2/) we discussed the negative issues with Traditional IRAs (401k, Keogh, SIMPLE, etc).  Now we talk about some potential positives (depending on the state in which you live).  Retirement is a literal minefield of negative financial possibilities.  Getting old is not for the faint of heart.  My wife is not strong …
Continue reading GUEST POST from Don – States & Medicaid Rules

GUEST POST from Don: Cash Value

CASH VALUE I do not like being continually deadly serious; I prefer some levitation (its a joke).  I previously mentioned the following important information in another context.  Here I will expand on it. I think it is a great idea to have a life insurance policy.  Yet some insurance products come with avoidable risks. Certain Federal and State …
Continue reading GUEST POST from Don: Cash Value