GUEST POST from Don – Here’s A Tip +

HERE’s A TIP + I have been thinking about the stupidity of tipping.  Many people complain (like about the weather) but no one does anything about it. WHY A CASH TIP?  When going to a restaurant I now carry CASH in my wallet for the tip.  I have a wad of small bills in an envelope at home.  Every …
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GUEST POST from Don: Credit Cards

CREDIT CARDS If you are “normal” you haveToo many credit cards.Too much available credit.Too high an unpaid balance.You rely on them for almost every purchase, without a thought. The number of credit cards in your name is probably between 3 and 5.The amount of your debt balance is somewhere between $3,000 to 9,500. Everyone “KNOWS” …
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