OLD AGE MYTHS Don’t believe the fairy tales. Once you might have trusted the news to tell you honest-to-God truths. Now you should look with “I don’t trust it” eyes. Every other day I read a story about ordinary things which are unbelievable. Fairy Tale #1: People are Living Longer. Headline by CBS NEWS: “Americans …
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Category:Financial
GUEST POST from Don – Can I Retire?
CAN I RETIRE? Retirement requires a bit of math. You’ll need to know your sources of INCOME? Will you have a pension, business income (even sharpening mower blades), and Social Security? The more “sources” of income the better. Are you planning to live off your savings (see if you can delay that)? You can’t retire until you know how much …
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GUEST POST from Don – Comments II
COMMENTS ON NEWS, part duo WIRED reports: “A Hiker Was Missing for Nearly a Year. Then an AI System Spotted His Helmet” They found Nicola Ivaldo’s body on a mountain he was climbing ALONE. He didn’t tell anyone he was going. They thought he might be in trouble when he didn’t show up for work …
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GUEST POST from Don – Comments on News
COMMENTS ON NEWS Fox reports: “MSNBC’s Jen Psaki turns church school shooting into attack on prayer, Trump’s DC crime crackdown” Psaki intoned the long-used rhetoric that “prayer is not enough.” She thinks (wrongly) that more legislation is needed. In my experience (50 years of watching politics), it is clear that legislation is not enough either. There have been at …
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GUEST POST from Don – I Didn’t Know That!
Hey, I didn’t know that!! 1. Rule #1: Do NOT take Social Security benefits at age 62. 65% of males and 76% of females aged 62 will live to age 78. Why is that significant? That is the age when taking Social Security at age 62 will start losing you money. The loss becomes larger every year thereafter so that …
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GUEST POST from Don – Loans
WHY LOANS? Whose money is it anyway? If it is mine I can use it ONCE any way I want. But if I loan it to someone else I get to use it again and again. That’s the concept of a savings account or an IRA. Or if I use it to start a well-researched business it can give …
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GUEST POST from Don – 4% Rule
4% RULE Retirement isn’t for dummies. You still have to PLAN and do MATH. If you have planned: You have SOME invested in an IRA or 401(k). If you don’t have $1.5 million there don’t feel bad. You have lots of company. The median retired couple has less than $125k invested. So, if you have $250k or more, and you …
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GUEST POST from Don – Hospice
This can be a sensitive topic for many; please be prepared before reading this if you are one of them. HOSPICE Let me get out in front of this by saying that I have no “must believe” POV on this. My mom died in hospice. She chose to go that way. Others I know have decided to die …
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GUEST POST from Don: How To Reduce A/C
HOW TO REDUCE A/C Its summer again and utility costs for air conditioning are rising. You are HOPING to go as long as possible without turning on the air. However, if you are like me, you can’t sleep when you’re too warm. There’s only so much you can do; like lie on top of the covers, nude, with …
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GUEST POST from Don – Improving On…
IMPROVING ON… There are things “wise guys” say … which I believe don’t match reality. I’m sure I can improve on their kind of “wisdom.” The following ARE actual quotes from modern “medicine men.” 1. “Don’t Complain. Do something about it.” Except most of the things about which we complain are things OUTSIDE our control. Weather, government websites, stupid human …
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