WHY LOANS? Whose money is it anyway? If it is mine I can use it ONCE any way I want. But if I loan it to someone else I get to use it again and again. That’s the concept of a savings account or an IRA. Or if I use it to start a well-researched business it can give …
Continue reading GUEST POST from Don – Loans
Category:Common Sense
GUEST POST from Don – 4% Rule
4% RULE Retirement isn’t for dummies. You still have to PLAN and do MATH. If you have planned: You have SOME invested in an IRA or 401(k). If you don’t have $1.5 million there don’t feel bad. You have lots of company. The median retired couple has less than $125k invested. So, if you have $250k or more, and you …
Continue reading GUEST POST from Don – 4% Rule
Senior Saturday – August 16, 2025 Edition
GUEST POST from Don – “Hangry”
“HANGRY” It’s a joke, right? People who become angry when they are hungry is a joke?Actually, no. It is NOT a joke. In fact, it is quite serious. Even as a child I experienced hypoglycemic episodes. My family didn’t know then what I know now. No one then thought it was a big deal. I can attest that the one experiencing …
Continue reading GUEST POST from Don – “Hangry”
GUEST POST from Don – BEES!
STINGING INSECTS This is the time of year when wasps, yellow jackets, bumble bees and hornets become pests. What to do about them? [NOTICE: Never spray wasp and hornet killer inside the house (the stuff that shoots a 20′ stream). It will ruin floors, walls, drapes and bedding. It also can cause life-threatening reactions in humans and pets.] …
Continue reading GUEST POST from Don – BEES!
Wednesday Wisdom – August 6, 2025 Edition
GUEST POST from Don – Hospice
This can be a sensitive topic for many; please be prepared before reading this if you are one of them. HOSPICE Let me get out in front of this by saying that I have no “must believe” POV on this. My mom died in hospice. She chose to go that way. Others I know have decided to die …
Continue reading GUEST POST from Don – Hospice
GUEST POST from Don – More Oddities +
MORE ODDITIES in “The News” + As usual, we are hearing fake stories about the loss of immigrants. They are peddling untruths, of course. The current administration has increased the processing of people seeking to immigrate legally. 99.9% of those being exported are those here illegally. The other 0.1% are some of those who overstayed their visa. So, here’s one …
Continue reading GUEST POST from Don – More Oddities +
GUEST POST from Don – Oddities +
ODDITIES + In 2018 Leslie Stall interviewed Trump and pressed him to admit that the Russians were trying to determine American elections. Trump’s answer didn’t satisfy her. He said, “So are the Chinese.” In the 2020 election, which was won by the mail-in votes, according to a recent revelation from the FBI, China did in fact create …
Continue reading GUEST POST from Don – Oddities +
GUEST POST from Don – Understanding “Average”
UNDERSTANDING “AVERAGE” When one is trying to succeed in business or sports “average” is a negative. However, if you have always been below average in sports or business, achieving “average” is good! Now, to the point. Average, by definition, means SOME are less and SOME are more. I saw this headline: “Surviving the ‘Above-Normal’ Hurricane Season: How Homeowners …
Continue reading GUEST POST from Don – Understanding “Average”