CO-HABITATION: SO, YOU ARE GOING TO MOVE IN?Part Three In Part One we discussed how to prepare. In Part Two we looked at financial decisions for setting up your temporary household, avoiding the headaches of over-complication, and how not to entangle your finances too early. In this part we will talk more deeply about Permanence and why …
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Tag:Finances
GUEST POST from Don – Co-Habitation: So, You Are Going to Move In?
CO-HABITATION: SO, YOU ARE GOING TO MOVE IN?Part Two Part One was, some might say, harsh. I don’t think so. It was a realistic guide to making wiser relationship decisions. Now we will make initial financial decisions for setting up your temporary household, and avoiding the headaches of over-complication. 2. DECIDE HOW TO SHARE EXPENSES Jobless. Listen, it’s just silly …
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GUEST POST from Don: Co-Habitation (mostly from a financial viewpoint)
CO-HABITATION: SO, YOU ARE GOING TO MOVE IN?Part One [Credits: Quotes and “advice from experts” herein, except for two, are “ripped” right out of an article by Ana Teresa Sola and Annie Nova published 9/16/2023 in CNBC Personal Finance: “3 Financial Tips For Couples Moving In Together For The First Time.” Otherwise, unfortunately, the ideas are the author’s.] …
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GUEST POST from Don: Unconscious Views of Money, part II
UNCONSCIOUS VIEWS OF MONEY, part II Last time Bat Man was at risk of being separated from himself. Will he survive the buzz saw? We said that your view of money may be unconscious. It is hidden from casual view. However, that does not mean it cannot be discerned. Second, we said that your view of money can hurt …
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GUEST POST from Don – Dec 31, 2023 Edition: Unconscious Views of Money, Part I
UNCONSCIOUS VIEWS OF MONEY, part I Many articles talk about the “4 unconscious views of money.” I read a few and came away dissatisfied. It only took a few minutes to figure out what was causing that lack of ease. They missed two more underlying views. Why? I have some guesses … the first missed view is represented by a …
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GUEST POST from DON: It Is Time To…
IS IT TIME TO… Several economists are proclaiming “Now is the time…” 1. https://www.businessinsider.com/jeremy-grantham-recession-stock-market-crash-fed-bubble-rates-policy-2023-8?op=12. https://www.marketplace.org/2023/08/17/leading-economic-indicators-recession/ Now is the time to solidify your resources, they say. They are claiming that there is a serious recession coming. This time, they say, the recession was “baked in” when the Fed started raising interest rates. Namely, the Fed is hoping to cause a period of …
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GUEST POST from Don: How To Retire On Less
HOW TO RETIRE ON LESS Someone you know may be wanting to retire, but can’t. As youngsters they were never told that if they invested $10,000 in a fund that matched the S&P 500 when they turned 21, and never put in another dime, they would have a fund with more than $600,000 by the time they …
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GUEST POST from Don – Student Loans
STUDENT LOANS(ideas that will work far better) You are smarter than your above-average politician. Your first rule for Congress would be ONE ITEM PER BILL, wouldn’t it??? (You and at least 50 of your nearby neighbors.) If something could not pass on its own merits…then it should not be added to something that will push …
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GUEST POST from Don: Future You Needs A Friend
You can be your own best friend to your future self. Honestly, there is no better thing you can do than invest in yourself. Your future self NEEDS you. All this means is a small increase in intentional savings. However, HOW you save is incredibly significant. You will need gobs and gobs of cash when you retire, especially if …
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GUEST POST from Don: Credit Card Debt (+ Notice)
WARNING: REDUCE CREDIT CARD DEBT IMMEDIATELY When interest rates are rising Credit Card Debt is more dangerous than you ever imagined. It is an incredibly unfair type of debt. Experts suggest that a large number of people will go bankrupt due to credit card debt in the next year. Debt.org says, “…60% of the people who file for …
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