Author:owly

Christian wife, mother, grandma "Ugma", musician (keyboards, ukuleles), pet owner (dogs, parrots), enjoying life near the purlicue of the mitten, Bay City, MI.

GUEST POST from Don – Home Equity Agreement +

Posted on Updated on by owlyCategories:Common Sense, Financial, Guest Post, Reviews & Opinions, Wisdom & Truth

HOME EQUITY AGREEMENT + Risks and benefits. Sometimes we need money.  Maybe it is for college tuition, other times it is for 3 dental crowns (that can add up to $8,000 these days).  In any case, you may be looking for a way to NOT add anything to your credit card balance (that’s a good thing usually). …
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Sunday Selections – May 24, 2026 Edition

Posted on Updated on by owlyCategories:uncategorized

As always, this is to share with my friends, not a performance. But I hope you enjoy it anyway!“If you seek perfection, look elsewhere.” ~ Chiafucius GOT ANY RIVERS? (Choruses) Oscar Eliason words & music A NEW NAME IN GLORY C Austin Miles words & music WE’RE MARCHING TO ZION Isaac Watts words, Robert Lowry …
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GUEST POST from Don – Bias Isn’t Always Wrong

Posted on Updated on by owlyCategories:Common Sense, Guest Post, Reviews & Opinions, Wisdom & Truth

BIAS ISN’T ALWAYS WRONG I’ve been studying the concept of THIS isn’t THAT for over 20 years.  I’m not finished yet.  JSTOR DAILY writes:  “Why Do People Embrace Hate? Sartre Has an Answer”  “A classic essay examines the hidden dynamics behind modern prejudice.”  The problem is that bias does NOT equal prejudice.  We all use bias in our daily lives.  I …
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GUEST POST from Don – WHAT?

Posted on Updated on by owlyCategories:Common Sense, Financial, Guest Post, Reviews & Opinions, Wisdom & Truth

WHAT? There are times when the news fails to pass the sniff test.  There’s a fly in the soup somewhere. Deseret News reports:  “11 survive ‘miraculous’ rescue following plane crash off Florida coast”By Emma Neff, Wed, May 13, 2026. What?  They survived the rescue?  I’m not sure that’s a bad thing.  One would hope …. People posted this:  “Man Says Fortune-Telling …
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