Author:owly

Christian wife, mother, grandma "Ugma", musician (keyboards, ukuleles), pet owner (dogs, parrots), enjoying life near the purlicue of the mitten, Bay City, MI.

GUEST POST from Don: Negative Equity

Posted on Updated on by owlyCategories:Financial, Guest Post, Reviews & Opinions

NEGATIVE EQUITY FACT:  Nearly 25% of new car buyers right now are trading in a car that is worth LESS than they owe (the average is $6,000 upside down).   Don’t be one of those!   If the bank will allow you 6 years…don’t take it.  Pay it off in 5.  If you can’t afford to pay it off in …
Continue reading GUEST POST from Don: Negative Equity

Picture Day! February 11, 2025

Posted on Updated on by owlyCategories:Beauty, Birds, Dogs Dogs DOGS!, Family Togetherness, Gloria, Health, Personal, & Me Posts, Maisie My Helper, Memories, The Poi Boiz

In working on organizing my media files I ran across a few photos that I thought I’d share here… These photos were taken when Casey took me on one of their library trips in Bay City…I got a card while I was there. Of course I always have lots of photos of the pets! New …
Continue reading Picture Day! February 11, 2025

GUEST POST from Don – Weddings

Posted on Updated on by owlyCategories:Guest Post, Reviews & Opinions, Wisdom & Truth

DO AWAY WITH THESE WEDDING TRENDS How many times do you have to hate something before you say so?  You may not agree with all of the following, but I bet you can think of a time when … Pictures After the Ceremony.  Please!  You have lived together for how long?  So, what’s the harm of letting him see …
Continue reading GUEST POST from Don – Weddings