GUEST POST from Don – Strange Headlines

STRANGE HEADLINES I have a mantra (why not!): β€œLying is bad, truth is good.”  The following are not about either, per se, but about ??wacky headlines?? purporting to be β€œnews.” AP had this one:  β€œMan with mental health issues found naked in Minnesota Capitol, raising new security concerns.”   What about this β€œraised new security concerns?”  Was it that …
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Picture Day – August 25, 2025 Edition

Since I didn’t do a picture day last week there are more photos here than usual today! Starting out with finding all of the beautiful flowers that had appeared on the fence during well over a week in bed – WOW!! These next few are of the PoiBoiz of course; and FINALLY I got a …
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GUEST POST from Don – I Didn’t Know That!

Hey, I didn’t know that!! 1. Rule #1:  Do NOT take Social Security benefits at age 62.  65% of males and 76% of females aged 62 will live to age 78.  Why is that significant?  That is the age when taking Social Security at age 62 will start losing you money.  The loss becomes larger every year thereafter so that …
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GUEST POST from Don – Loans

WHY LOANS? Whose money is it anyway?  If it is mine I can use it ONCE any way I want.  But if I loan it to someone else I get to use it again and again.  That’s the concept of a savings account or an IRA.  Or if I use it to start a well-researched business it can give …
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GUEST POST from Don – 4% Rule

4% RULE Retirement isn’t for dummies.  You still have to PLAN and do MATH.   If you have planned: You have SOME invested in an IRA or 401(k).  If you don’t have $1.5 million there don’t feel bad.  You have lots of company.  The median retired couple has less than $125k invested.  So, if you have $250k or more, and you …
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